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Showing posts with label delinquent. Show all posts
Showing posts with label delinquent. Show all posts

Friday, July 8, 2011

A Broken Child Support System

I would like to preface this blog, and all related blogs to follow, by saying that I am not a child support collection expert. I am not an attorney, financial advisor or CPA. I am just a mother that desperately wants what is best for her children, including protecting their financial interests. I would also like to mention that the current support owed to me by my first husband is a staggering $70,000. Bear in mind that this is support only and does not include 50% of other owed expenses such as medical insurance, day care expenses, and school tuition. If we crunched those numbers, we would be closer to $100,000. The current order that is in place for this case, not that it seriously matters because the ex could care less, is a mere $70 per week. This means that if I started get support today…literally, today…that he would be all paid up sans any interest in 1,000 weeks. For those of you without a calculator handy, this is about 20 years. Yes, I will be collecting child support at the same time I am collecting Medicare. Even as I reflect on this, my stomach twists and turns in a maddening cocktail of rage, astonishment and pure helplessness.

While I live in Illinois, I also have experience with the child support system in both Ohio and Florida. However, it seems that Illinois is light-years behind many other states when it comes to child support enforcement and my case is no exception. I wonder at times if I am too lax in my approach or too patient in waiting for what is owed me. The fact of the matter is that it takes time, energy and money to pursue delinquent child support and I am short on all of those things. As a freelance writer, if I am not at home working on a project for a client then I do not get paid. I do not have the luxury of abandoning my work in pursuit of money that I know in my gut I may never receive.

In the last 6 months I have traveled four times more than 120 miles round-trip to the Lake County Courthouse in Waukegan, Illinois. This is nearly 500 miles and with gas nearing $4 per gallon I have spent $100 in order to get a zero net return. Obviously, this does not even include the money I could be making if I were at home for those hours actually making money. Yes, I would end up making more money if I simply stopped pursuing child support. How sickening is that?

My current husband, who is pragmatic almost to a fault, believes that I should simply wash my hands of the matter and if money floats our way, so be it. And if it does not, I will have saved myself money, endless tears and nonstop aggravation. He knows that this outstanding balance will never evaporate and that it will eventually catch up with the ex. He knows that in a thousand different ways our lives are more magnificent than the ex could even hope to imagine for himself. Of course, he is right. But let’s not tell him that….yet.

Because my case is being handled by the Illinois States Attorney’s office I am at their mercy regarding whether they actually act on my case. I cannot reach anyone by phone, by fax or by mail. For those who have never lived within the child support system, you probably imagine that as soon as a check is missing you can pick up the phone and say, “Well, he is late again. Please do something”. It simply does not work like that. In the 16 years that I have been dealing with this matter, I have stood before a judge a total of three times. The first time was six months ago when the ex asked for a reduction in support (granted). A reduction? Are you freaking kidding me? The second time was a month ago when the judge wanted (after I pleaded a bit previously) an update on the exes employment status. In that case, he never even showed up and so the case was continued until yesterday. Yes, read that again…he never even showed up to court. Surely something happens in that case, right? I mean, contempt or a fine or something? Nothing. I stood in front of the judge feeling as though my head was going to explode. It did not and I drove home with tears streaming down my cheeks.

There is so much to this case that I will continue nearly daily updates on this until either I get a bit of money or I finally take my husband’s advice to walk away from this frustrating journey. Stay tuned as tomorrow I will outline for you just what my ex is missing out on, when it comes to my amazing son and why my son has made his own choice to walk away from his biological father.